09
Feb

0

WHAT IS SECOND-TO-DIE INSURANCE?

  Second-to-Die Life insurance, sometimes known as Survivorship insurance, is a type of permanent life insurance which is frequently used to fund a special needs trust (SNT). Characteristics of Second-to-Die insurance: It is permanent life insurance. It can be either Whole Life or Universal Life (UL). The most common type is UL.  All the big […]

03
Feb

0

WHY USE LIFE INSURANCE TO SECURE YOUR CHILD’S FUTURE?

  How can you be guaranteed to make a small fortune?  Answer:  Start with a large fortune and then invest poorly.  Fortunately, life insurance does the opposite.  You can take a relatively small amount of money and convert it into a larger pool of money–guaranteed.  The caveat is that you have to die first.  Eventually, […]